PayPal’s Convenient Payment Options

PayPal is widely recognized for pioneering the safe and easy exchange of digital and mobile payments. In addition to their traditional services, PayPal now offers a range of credit, debit, and prepaid card options for convenient online and in-person transactions.

PayPal Credit Card Options

When it comes to credit cards, PayPal provides the Extras Mastercard and the Cashback Mastercard. For those looking for non-credit options, PayPal offers the Prepaid Mastercard and the Cash Mastercard debit card. Additionally, PayPal Credit is available as a fully digital credit line without the need for a physical card.

PayPal Extras Mastercard Benefits

The PayPal Extras Mastercard allows you to access credit through Synchrony Bank, with the opportunity to earn points on your purchases. These points can be redeemed for various rewards, such as gift cards, travel vouchers, and cash back to your PayPal account. While there is no annual fee, interest charges apply for outstanding balances.

PayPal Cashback Mastercard Rewards

Similar to the Extras Mastercard, the PayPal Cashback Mastercard offers 2% cash back on all purchases, without redemption thresholds or annual fees. Applicants must have a PayPal account and apply for credit with Synchrony Bank, choosing between the Cashback or Extras card.

Easy Spending with PayPal Prepaid Mastercard

The PayPal Prepaid Mastercard is a convenient option for those who prefer prepaid debit cards. It allows you to load funds before spending to avoid debt accumulation, with the added convenience of managing your account via a mobile app. Verification of identity is required, and fees may vary based on retailer and transaction types.

PayPal Cash Mastercard for Direct Spending

The PayPal Cash Mastercard functions like a traditional bank account debit card, allowing direct spending from your PayPal Cash Plus account balance. No credit check is required, but identity verification is necessary. There are no monthly fees or balance minimums, but fees apply for certain transactions and withdrawals.